<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Alanda Dyer Insurance]]></title><description><![CDATA[AlandaDyer Insurance]]></description><link>https://www.adyersolutions.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 14 Oct 2026 23:20:43 GMT</lastBuildDate><atom:link href="https://www.adyersolutions.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Medicare's New GLP-1 Program: Do You Qualify? ]]></title><description><![CDATA[Under a new pilot program, Medicare beneficiaries may be able to obtain certain GLP-1 medications for weight loss and weight management for $50 per month if they meet eligibility criteria. While beneficiaries must be enrolled in a Part D plan to qualify for the GLP-1 Bridge program, it will be run separately by the Centers for Medicare and Medicaid Services. As a result, the $50 monthly copay will not count toward enrollees' deductibles or out-of-pocket maximums. The pilot, which will run...]]></description><link>https://www.adyersolutions.com/post/medicare-s-new-glp-1-program-do-you-qualify</link><guid isPermaLink="false">6ace9c5060b9c588963556a5</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Insurance]]></category><pubDate>Tue, 13 Oct 2026 21:09:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_b6a8084d95d6459fb6909094e4f69bf3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[A Reality Check Concerning Long-Term Care]]></title><description><![CDATA[Despite expected longevity increasing, more and more people will also need long-term care at some point in their lives. Most people prefer to create their own reality about long-term care rather than face the truth. But in the event of a long-term care need, it's important that the family stays focused on the emotional and physical needs of the person needing care. Having properly planned for this eventuality with insurance coverage allows them to do so. Many families assume that they will be...]]></description><link>https://www.adyersolutions.com/post/a-reality-check-concerning-long-term-care</link><guid isPermaLink="false">6ac978ffd3466ffa9b973698</guid><category><![CDATA[Long Term Care]]></category><category><![CDATA[Insurance]]></category><pubDate>Fri, 09 Oct 2026 23:35:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_5777144fdc52414ba03db5dd22b06873~mv2.png/v1/fit/w_980,h_552,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Don't Get Ghosted by Your Coverage: Medicare Fall AEP Is Here!]]></title><description><![CDATA[Your Options During Medicare Fall Open Enrollment Period It’s officially October, which means the Medicare Annual Enrollment Period (AEP) kicks off from October 15th through December 7th! This is your yearly window to review your health and prescription plan, ensure your favorite doctors stay in-network, and make sure your medications don't turn into a financial fright. Don't auto-pilot your plan—a quick review now ensures zero spooky surprises come January. Review your current Medicare...]]></description><link>https://www.adyersolutions.com/post/don-t-get-ghosted-by-your-coverage-medicare-fall-aep-is-here</link><guid isPermaLink="false">6ac6b3684f0ef59df1e422bc</guid><category><![CDATA[Medicare]]></category><pubDate>Wed, 07 Oct 2026 21:09:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_affa5df469c1467bb2284b3fcbf3af5a~mv2.jpg/v1/fit/w_600,h_220,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Understanding Your Medicare Choices]]></title><description><![CDATA[Medicare health benefits can be confusing, so it is important to know what is available and what to expect before you sign up. You have three months before you turn 65, the month you turn, and three months after you turn 65 to decide how extensive the Medicare benefits you want to have. The options are: Original Medicare, which is fee-for-service coverage traditionally provided by the government; Supplemental insurance (also known as Medigap) that works alongside Original Medicare; or...]]></description><link>https://www.adyersolutions.com/post/understanding-your-medicare-choices-1</link><guid isPermaLink="false">6ac3f57110d33c5bea346a28</guid><category><![CDATA[Medicare]]></category><pubDate>Mon, 05 Oct 2026 19:29:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_f600afa0150f484cb240e620c9b72dd8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Why LTC Planning Is Essential for Boomers]]></title><description><![CDATA[As millions of baby boomers in the United States reach old age every year, experts predict the number of long-term care patients will double over the next 30 years. What does that mean for you? It means that if you don't have a long-term care plan in place, you and your family may have to face some tough choices down the road. Read on to learn why a long-term care plan is critical for every baby boomer.  Americans are living increasingly longer lives. Recent estimates give a healthy...]]></description><link>https://www.adyersolutions.com/post/why-ltc-planning-is-essential-for-boomers</link><guid isPermaLink="false">6abec70f6a02cad08dc7083e</guid><category><![CDATA[Long Term Care]]></category><category><![CDATA[Finances]]></category><pubDate>Thu, 01 Oct 2026 20:54:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_1b9d2f4fcfbd4b5faedf77cdc869c894~mv2.jpg/v1/fit/w_1000,h_560,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[This is No Time to 'Set It and Forget It' During Medicare Annual Open Enrollment]]></title><description><![CDATA[If you are enrolled in a Medicare Advantage (MA) plan, you will want to pay extra close attention to your plan materials for changes to your plan coming in 2027. Not doing so could mean that you no longer have access to your doctor or the pharmaceuticals you need if your insurer makes changes. Rising medical costs, regulatory shifts, and squeezed MA insurers' margins are driving many companies to cut back on perks, raise your share of costs, and reshape networks. Additionally, insurers are...]]></description><link>https://www.adyersolutions.com/post/this-is-no-time-to-set-it-and-forget-it-during-medicare-annual-open-enrollment</link><guid isPermaLink="false">6ab424322ef047c881514f55</guid><category><![CDATA[Medicare]]></category><pubDate>Wed, 23 Sep 2026 19:12:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_cb8d1794321b43449ec95f2ba908bce7~mv2.jpg/v1/fit/w_568,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Tips For Self-Employed Individuals To Retire Smarter And More Comfortably]]></title><description><![CDATA[The Aegon Center for Longevity and Retirement worked with Transamerica Center for Retirement Studies to release a survey about retirement outlooks for self-employed individuals. Their study base spanned 15 countries, including the United States. Over the years, self-employment has been a term linked mostly to professionals, some trade workers, and entrepreneurs. With so many advances in technology, many people are self-employed today with their own websites, online businesses, and independent...]]></description><link>https://www.adyersolutions.com/post/tips-for-self-employed-individuals-to-retire-smarter-and-more-comfortably</link><guid isPermaLink="false">6aa9cff7492c8c41baf6fcea</guid><category><![CDATA[Finances]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 15 Sep 2026 23:12:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_a2ec30524e6d4911aced5b0d4a7ac199~mv2.jpg/v1/fit/w_586,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Part D Premiums Could Rise in 2027 as Federal Support Ends]]></title><description><![CDATA[Millions of Medicare beneficiaries with standalone Part D prescription drug plans may see higher monthly premiums in 2027 after the Centers for Medicare &#38; Medicaid Services announced it will end a temporary premium stabilization program a year earlier than planned. The program was created in 2024 to ease the transition to major changes in Medicare Part D under the Inflation Reduction Act. CMS has estimated that without the program, an average beneficiary enrolled in a standalone Part D plan...]]></description><link>https://www.adyersolutions.com/post/part-d-premiums-could-rise-in-2027-as-federal-support-ends</link><guid isPermaLink="false">6aa0780439c0537d50ea926d</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Finances]]></category><pubDate>Tue, 08 Sep 2026 21:04:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_bbd60e099daf4b1fabc6a3b649ade9a1~mv2.jpg/v1/fit/w_600,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Understanding Your Medicare Choices]]></title><description><![CDATA[Medicare health benefits seem confusing to many people, so it is important to learn what is available and what to expect before you have to sign up. You have three months before you turn 65, the month you turn and three months after you are 65 to decide how extensive the Medicare benefits you would like to have. The options are: Original Medicare, which is fee-for-service coverage traditionally provided by the government; Supplemental insurance (also known as Medigap) that works alongside...]]></description><link>https://www.adyersolutions.com/post/understanding-your-medicare-choices</link><guid isPermaLink="false">6a8c92f527effade82b19b66</guid><category><![CDATA[Medicare]]></category><pubDate>Mon, 24 Aug 2026 18:58:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_3af625b46d9943fba5b5dce33901bf77~mv2.jpg/v1/fit/w_521,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Required Minimum Distributions: What Retirees Need to Know Before Year-End]]></title><description><![CDATA[For many retirees, one of the biggest changes after leaving the workforce is that the government eventually requires them to withdraw money from certain retirement accounts. These withdrawals, known as required minimum distributions, apply to most traditional IRAs and employer-sponsored retirement plans like 401(k)s and 403(b)s. Missing an RMD deadline can trigger significant tax penalties, making it important to understand the rules and plan ahead. Under current law, individuals generally...]]></description><link>https://www.adyersolutions.com/post/required-minimum-distributions-what-retirees-need-to-know-before-year-end</link><guid isPermaLink="false">6a7fa3d70184b89c47f6f52d</guid><category><![CDATA[Finances]]></category><pubDate>Fri, 14 Aug 2026 23:26:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_5139d5e563a449c1af9c567b6db01902~mv2.jpg/v1/fit/w_568,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Proposed Medicare Rule Could Lower Out-of-Pocket Costs for Some Drug Treatments]]></title><description><![CDATA[Medicare beneficiaries who receive certain physician-administered prescription drugs in hospitals could see significantly lower out-of-pocket costs under a new proposal from the Trump administration. The Centers for Medicare &#38; Medicaid Services (CMS) has proposed changing how Medicare reimburses hospitals that participate in the federal 340B Drug Pricing Program, which aims to support hospitals and clinics that serve many low-income patients. Administration officials estimate that the change...]]></description><link>https://www.adyersolutions.com/post/proposed-medicare-rule-could-lower-out-of-pocket-costs-for-some-drug-treatments</link><guid isPermaLink="false">6a7648442dc76a37da3f0b36</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Finances]]></category><pubDate>Fri, 07 Aug 2026 21:06:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_bd16cc38709047c1b7e064cb4f312221~mv2.jpg/v1/fit/w_569,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Preventing Deep Vein Thrombosis During Travel]]></title><description><![CDATA[If you plan on taking a long trip, you should be aware of a vein disorder that is especially common among travelers over 50. Deep vein thrombosis occurs when a blood clot forms in a deep leg vein. DVT is potentially fatal because a clot could travel to the lungs and cause a pulmonary embolism. The condition usually occurs in the calf, and travelers are at increased risk of DVT during long plane or car rides. The main cause is sluggish blood flow due to long periods of inactivity. Many...]]></description><link>https://www.adyersolutions.com/post/preventing-deep-vein-thrombosis-during-travel</link><guid isPermaLink="false">6a627af6b252e37e4d361664</guid><category><![CDATA[Health]]></category><pubDate>Thu, 23 Jul 2026 20:37:42 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_53b0056a0c3d4179a17316bde3a1754a~mv2.jpg/v1/fit/w_512,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Beware of the HSA Trap After Enrolling in Medicare]]></title><description><![CDATA[Many Americans spend years building a healthy balance in a Health Savings Account (HSA), taking advantage of one of the most tax-friendly savings vehicles available. But once Medicare enters the picture, a simple misunderstanding can create an unexpected tax headache. Under IRS rules, once you enroll in Medicare, you are no longer eligible to contribute to an HSA, which can be used to reimburse your out-of-pocket medical expenses. These accounts are usually administered by your employer....]]></description><link>https://www.adyersolutions.com/post/beware-of-the-hsa-trap-after-enrolling-in-medicare</link><guid isPermaLink="false">6a595f970ff39938e1cd0b58</guid><category><![CDATA[Benefits]]></category><category><![CDATA[Medicare]]></category><pubDate>Thu, 16 Jul 2026 22:50:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_ef85b0c95acb44c8b6dd1ae83f5bb525~mv2.jpg/v1/fit/w_507,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[How to Protect Yourself Against Medicare Scam Calls]]></title><description><![CDATA[Complaints about Medicare-related scam calls have increased sharply over the past year, with reports to the Better Business Bureau rising 40% and some seniors receiving 50 calls a day about improving their Medicare coverage. The callers often claim to represent Medicare regulators, a health insurer or a doctor's office. Some say your Medicare card is expiring, your coverage is about to be interrupted or you qualify for new benefits. Others offer free products, including medical equipment or...]]></description><link>https://www.adyersolutions.com/post/how-to-protect-yourself-against-medicare-scam-calls</link><guid isPermaLink="false">6a4fec90605fe4479947c302</guid><category><![CDATA[Scams]]></category><category><![CDATA[Medicare]]></category><pubDate>Thu, 09 Jul 2026 18:49:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_782a09baaf4c4782bfa2040b39dbbf2a~mv2.jpg/v1/fit/w_600,h_257,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[How to Get Financial Help for Medicare]]></title><description><![CDATA[For many older Americans living on a fixed income, paying for health care can feel overwhelming. Even with Medicare coverage, premiums, deductibles, prescription drug costs, and copays can quickly add up. The good news is that several federal and state programs are available to help seniors and people with disabilities pay for Medicare-related expenses. Unfortunately, many people who qualify either do not know these programs exist or assume they do not qualify. Understanding the available...]]></description><link>https://www.adyersolutions.com/post/how-to-get-financial-help-for-medicare</link><guid isPermaLink="false">6a3d55b66c17598e139d3797</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Finances]]></category><pubDate>Thu, 25 Jun 2026 16:25:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_f1f9ecaa194b4359898a7ab68f5c2e5b~mv2.jpg/v1/fit/w_537,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[How Having a Dog Can Benefit Your Health]]></title><description><![CDATA[We love our dogs. In 2025, nearly 90 million dogs were living in U.S. households, meaning that nearly half of all households had one.  Why do we let these furry four-legged friends into our lives? For most people, it's companionship as well as an excellent burglar alarm. But there are other advantages to having a dog, including many health benefits to you and your family, like: More exercise - When you own a dog, you should be taking it out for walks every day. And the benefit is that when...]]></description><link>https://www.adyersolutions.com/post/how-having-a-dog-can-benefit-your-health</link><guid isPermaLink="false">6a330b6fa0be590c66dc2333</guid><category><![CDATA[Health]]></category><pubDate>Wed, 17 Jun 2026 21:05:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_e4457c46fd6d4767852757e2991295b6~mv2.jpg/v1/fit/w_521,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Retiring Soon? Follow This Pre-Retirement Financial Checklist]]></title><description><![CDATA[Retirement is a major life transition. If you're reaching retirement age within the next few years, it's time to start making some important financial decisions.  Here are several of the most critical issues you should be addressing in the coming months: Reduce risk. Now is the time to begin reducing your stock market exposure. While stocks have been a great long-term investment, they are notoriously volatile. There have been many times in history where stocks have plummeted by 30, 40 or even...]]></description><link>https://www.adyersolutions.com/post/retiring-soon-follow-this-pre-retirement-financial-checklist</link><guid isPermaLink="false">6a288e49579005354a9f9bbc</guid><category><![CDATA[Finances]]></category><category><![CDATA[Medicare]]></category><pubDate>Tue, 09 Jun 2026 22:07:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_d3d0f61b467c413ba502e220ff7cf249~mv2.jpg/v1/fit/w_1000,h_527,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[Security Alert: Covered California Phishing Scams]]></title><description><![CDATA[We have received reports of a phishing scam targeting Covered California enrollment partners. Recent reports indicate emails that appear to come from Covered California employees, requesting that recipients send payments via Zelle; other attempts may include requests to click a secure link to verify personal information, bank account numbers, or passwords.         ;     ...]]></description><link>https://www.adyersolutions.com/post/security-alert-covered-california-phishing-scams</link><guid isPermaLink="false">6a162768b22ef328630e2295</guid><category><![CDATA[Scams]]></category><category><![CDATA[Insurance]]></category><pubDate>Tue, 26 May 2026 23:07:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_c352387bdd784063a102f9a09108d50f~mv2.png/v1/fit/w_980,h_552,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[10% of Medicare Advantage Enrollees' Plans Were Discontinued This Year]]></title><description><![CDATA[If you are a Medicare Advantage enrollee, you may have noticed that the number of plans available to you has shrunk during the last Annual Open Enrollment. It's not your imagination: A research letter published in the medical journal JAMA noted that about 10% of MA enrollees saw their plans discontinued for 2026, forcing them to switch to other MA plans, go back to Traditional Medicare, or sign up for a Medicare supplement plan. When a plan shuts down, it can disrupt care in ways that are not...]]></description><link>https://www.adyersolutions.com/post/10-of-medicare-advantage-enrollees-plans-were-discontinued-this-year</link><guid isPermaLink="false">6a0df5b3b2731dece750bbab</guid><category><![CDATA[Medicare]]></category><category><![CDATA[Insurance]]></category><pubDate>Wed, 20 May 2026 17:58:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_bc18806d278d47309b6a53f50cb68ba7~mv2.jpg/v1/fit/w_489,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item><item><title><![CDATA[How to Reduce Your Risk for Developing Dementia, Alzheimer's]]></title><description><![CDATA[Being predisposed to developing dementia or Alzheimer's disease is something many adults worry about. However, experts say that it could be possible to delay the progression of these diseases by taking steps to improve our health, particularly for individuals who have diabetes, are obese and/or smoke. Studies show that taking steps to address these factors — dropping weight, improving blood-sugar levels or quitting smoking — can significantly reduce the chances of developing dementia or...]]></description><link>https://www.adyersolutions.com/post/how-to-reduce-your-risk-for-developing-dementia-alzheimer-s-1</link><guid isPermaLink="false">6a051bd22fe6e98eed4887c0</guid><category><![CDATA[Health]]></category><pubDate>Thu, 14 May 2026 00:50:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a1ac2a_3762158515854acb9e60e4b43aa33830~mv2.jpg/v1/fit/w_514,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Dawn Varga</dc:creator></item></channel></rss>